Dubai – Sharikat Mubasher: UAE-based fintech startup Numi announced it has emerged from stealth mode, unveiling what it describes as the GCC’s first AI-native personal finance management platform.

Founded by Leni Andronicos and Usman Azim, Numi aims to move beyond traditional budgeting tools by developing AI agents capable of autonomously managing users’ financial activities, including bill payments, savings, investments, debt management, and foreign exchange optimization, according to a recent press release.

The company operates from the Dubai International Financial Centre (DIFC) and has been admitted to the UAE’s Open Finance regulatory sandbox under the Central Bank of the UAE, as it works toward securing a Third Party Provider (TPP) licence.

Numi’s platform is built around a proprietary “Decision Engine” designed specifically for GCC financial behaviors. The technology powers a network of specialized AI agents that can make and execute financial decisions on behalf of users, with a focus on maximizing financial outcomes.

The startup brings together a team of researchers from MIT and Oxford University, engineers from Microsoft and IBM, and banking professionals with experience at UBS, J.P. Morgan, Standard Chartered, and Citi.

Numi said its long-term mission is to make sophisticated financial management accessible to a broader audience by automating tasks traditionally reserved for private wealth management services.