Bieber: GoDaddy supports entrepreneurs’ digital dreams

Sep 15, 2025

Kholoud Hussein 

 

With a passion for empowering entrepreneurs and fostering digital growth, Selina Bieber, Vice President for International Markets at GoDaddy, leads GoDaddy's initiatives to support small businesses in their journey toward online success. 

 

In an exclusive interview with Sharikat Mubasher, Bieber will delve into how GoDaddy transforms digital dreams into reality for entrepreneurs around the globe, particularly in Saudi Arabia. As a frontrunner in the digital solutions market, GoDaddy offers a comprehensive toolkit that enables small and medium-sized enterprises (SMEs) to establish and grow their online presence. 

 

We will explore the unique challenges faced by entrepreneurs in the region, how GoDaddy is addressing them through innovative solutions and partnerships, and the company's commitment to leveraging emerging technologies like AI and cloud computing to enhance the entrepreneurial experience. 

 

Can you tell us about GoDaddy's main business and how it helps entrepreneurs?

At GoDaddy, we're in the business of turning digital dreams into reality. Our focus is providing a complete toolkit for businesses to thrive online. This includes everything from securing the perfect domain name – think of it as your digital address – to building beautiful, functional websites that truly represent your brand.

 

But we don't stop there. We also offer hosting and security solutions to help keep your website running smoothly, professional email services to give your business that extra touch of credibility, and a range of digital marketing tools to help you reach your audience effectively.

 

For our Saudi entrepreneurs, whether you're a small bakery in Al-Khobar looking to take orders online, a boutique in Riyadh aiming to showcase your latest fashion, or a tech startup in Jeddah ready to make waves, we've got solutions tailored for you. Our goal is to simplify the online journey, making it accessible and manageable for small businesses without the need for advanced technical abilities. With small and medium businesses (SMEs) accounting for 99.41% of the private sector in Saudi Arabia and contributing significantly to the economy, we understand the crucial role they play and are dedicated to supporting their growth.

 

What makes GoDaddy stand out from other companies in your field?

What we believe truly sets GoDaddy apart is our commitment to our customers' success. We don't just sell products; we build relationships and partnerships with our customers. This commitment manifests in several ways that make us unique in the industry.

 

We pride ourselves on our localized approach. For instance, our Arabic Website Builder is a testament to our commitment to the Middle Eastern market. It's designed with the nuances of the Arabic language and culture in mind, ensuring that local businesses can create websites that truly resonate with their audience.

 

We also go beyond just providing online tools – we're committed to education and empowerment. Our extensive library of resources, tutorials, and webinars is designed to help entrepreneurs at every stage of their online journey. Whether you're just starting out and need to understand the basics of online presence, or you're looking to scale your e-commerce operations, GoDaddy has the knowledge and resources to guide you, along the way. Our recent surveys show that 87% of Saudi small business owners believe digitization is crucial, and we are here to help facilitate that transformation.

 

How is GoDaddy supporting growth in Saudi Arabia?

The Kingdom's Vision 2030 has set an inspiring roadmap for digital transformation. One of our key initiatives in the region is our partnership with Monsha'at Academy. Through this collaboration, we're offering specialized digital skills training tailored to the needs of Saudi entrepreneurs. These courses cover everything from the basics of establishing an online presence to advanced e-commerce strategies.

 

Our Arabic Website Builder, as mentioned above, is another significant way we're supporting growth in Saudi Arabia. We understand that language plays a crucial role in effective online communication. That's why we've launched this tool specifically for the Arabic-speaking market. It allows businesses to create professional, culturally relevant websites easily, helping them connect more effectively with their local audience.

 

Our 2024 Global Entrepreneurship Survey revealed that 93% of Saudi entrepreneurs feel confident in using AI technology for their business, and 87% acknowledge the importance of digitization. These findings inform our strategy as we continue to enhance our product offerings to meet the evolving needs of Saudi businesses.

 

How does GoDaddy keep up with the fast-changing digital world?

Staying ahead in the rapidly evolving digital landscape is a challenge we embrace with enthusiasm at GoDaddy. Our approach to innovation is multi-faceted and deeply rooted in understanding both technological advancements and our customers' evolving needs.

 

A great example of how we're embracing new technologies is our integration of AI into our products. We've recently introduced AI-powered tools like our Generative AI Prompt Library, which helps small businesses create engaging content for their websites and social media platforms. This tool is helpful for entrepreneurs who might not have the time or resources for extensive content creation. According to our survey, 97% of small businesses in Saudi Arabia believe AI can positively impact their bottom line, and we're providing the tools to make that belief a reality.

 

We're also evolving our website-building tools to incorporate the latest design trends and functionalities. For instance, we're adding new templates and features that allow businesses to create mobile-responsive, visually appealing websites that meet current user expectations. Using tools like GoDaddy Studio, powered by AI, easily creates content that elevates and helps small businesses sell their brand on social media and across their online presence.

 

Can you share any recent partnerships or investments GoDaddy has made in Saudi Arabia?

Our initiatives in Saudi Arabia reflect our commitment to the Kingdom's entrepreneurial ecosystem and our belief in the immense potential of Saudi small business owners.

 

Our partnership with Monsha'at Academy stands out as a significant milestone. This collaboration is all about empowering Saudi entrepreneurs with the digital skills to help them succeed in today's economy. Through this partnership, we're offering specialized courses that cover a wide range of topics, from the basics of website creation to advanced e-commerce strategies. These courses are tailored to the unique needs of the Saudi market, considering local business practices, consumer behaviors, and cultural nuances.

 

Our participation in local events and initiatives is another form of investment we're making in Saudi Arabia. For example, our involvement in Biban 23, one of the largest entrepreneurship events in the Kingdom, allowed us to connect directly with Saudi entrepreneurs, understand their needs, and showcase how our solutions can help support their growth.

 

What challenges does GoDaddy face in Saudi Arabia, and how are you addressing them?

Like any market, Saudi Arabia presents its own unique set of challenges, but we see these as opportunities to innovate and better serve our customers. One of the primary challenges we face is raising awareness about the importance of a strong online presence, especially among small and medium-sized enterprises (SMEs). Many business owners in Saudi Arabia are experts in their fields but may not fully grasp the potential impact digital tools can have on their growth. That is why we launched our extensive educational initiatives in partnership with Monsha'at Academy. In addition to the courses that explain the benefits of going digital in practical, relatable terms, we also produce localized content – blog posts, webinars, and social media campaigns – that showcase success stories of Saudi businesses that have thrived online to help inspire others.

 

Another challenge is the varying levels of digital literacy among entrepreneurs. To tackle this, we've focused on making our products as user-friendly as possible. Our Arabic Website Builder, for instance, was designed with an intuitive interface that allows even those with limited technical skills to create professional-looking websites. We also offer extensive customer support in Arabic language, ensuring that help is available when needed.

 

These challenges are not roadblocks, but we see these as stepping stones in our journey to empower Saudi entrepreneurs. By addressing them head-on, we're not only improving our services but also contributing to the overall growth of the digital ecosystem in Saudi Arabia.

 

How is GoDaddy using new technologies like AI and cloud computing?

At GoDaddy, we're always excited about leveraging new technologies to help enhance our offerings and make life easier for our customers. AI and cloud computing are two areas where we're making significant strides.

 

We've recently introduced several AI-powered tools that are transforming how small businesses manage their online presence. One of our most exciting innovations is the Generative AI Prompt Library. This tool helps entrepreneurs create engaging content for their websites and social media platforms quickly and easily. It's particularly useful for business owners who may not have the time or resources for extensive content creation. By simply inputting a few key details about their business, they can generate professional, relevant content that resonates with their audience.

GoDaddy is also using AI to enhance our customer service. Our AI-powered chatbots can handle basic queries and guide customers to the right resources, allowing our human support team to focus on more complex issues. This results in faster response times and more efficient problem-solving for our customers.

 

Moving on to cloud computing, this technology is at the core of our hosting services. We leverage cloud infrastructure to provide scalable, reliable hosting solutions that can grow with our customers' businesses. This means that whether you're a small startup or a rapidly expanding enterprise, our cloud-based hosting can accommodate your needs without interruption.

In the realm of e-commerce, our cloud-based solutions enable businesses to handle large volumes of transactions securely and efficiently, even during peak shopping periods. This scalability is crucial for businesses participating in major shopping events or experiencing rapid growth.

 

Security is another area where we're leveraging both AI and cloud computing. We use AI algorithms to help detect and deter security threats in real-time, while our cloud infrastructure allows us to implement robust security measures across our entire network.

 

What recent projects has GoDaddy launched in Saudi Arabia?

Entrepreneurs can utilize our Arabic Website Builder which includes more locally relevant templates, featuring designs that resonate with Saudi consumers and support local aesthetic preferences. We've also improved the Arabic content creation features, making it even easier for businesses to create engaging, SEO-friendly content in Arabic.

 

In response to the growing e-commerce sector in Saudi Arabia, we've launched a series of e-commerce workshops. These hands-on sessions guide entrepreneurs through the process of setting up an online store, managing inventory, processing payments, and marketing their products effectively. We've seen great enthusiasm for these workshops, especially from traditional retailers looking to expand into the digital space.

 

GoDaddy has also participated in key entrepreneurship events across the Kingdom, including Biban 23 which has allowed us to engage directly with the Saudi business community, understand their needs firsthand, and showcase how our tools and solutions can support their growth. 

 

How does GoDaddy approach social responsibility in Saudi Arabia?

At GoDaddy, our approach to social responsibility in Saudi Arabia focuses on empowering local communities through education and entrepreneurship. This commitment is closely aligned with the Kingdom's Vision 2030 goals, particularly in fostering digital transformation and supporting SMEs.

 

One of our key initiatives is our partnership with Monsha'at Academy, where we offer free digital skills training to aspiring entrepreneurs across the Kingdom. These courses cover a wide range of topics, from basic digital literacy to advanced online business strategies, helping individuals start and grow their businesses.

 

What's GoDaddy's long-term vision for Saudi Arabia and the Middle East?

GoDaddy supports local entrepreneurs and small business owners in Saudi Arabia and the Middle East. We aim to be more than just a service provider – we want to be a trusted partner in every entrepreneur's journey, from the moment they conceive their business idea to when they're ready to scale globally.

 

GoDaddy continues to offer easy to use and affordable online tools and solutions, along with expert customer care and guidance, to help Saudi entrepreneurs and small business owners across the region, along their journey of business growth.  

 

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The Pac-Man defense: Hidden costs of turning tables on hostile takeovers

Noha Gad

 

When a company becomes the target of a hostile takeover, its board has several options for resisting the bid, notably the Pac-Man defense strategy. Through this approach, the target company turns things around by trying to take over the acquirer, in a move to scare off the expected acquirer by buying a majority stake in the other company. The approach can be risky yet necessary for survival for the target company. 

The purpose of the Pac-Man Defense is similar to any other defensive strategy against a hostile takeover: to make a takeover very difficult for the acquiring company, in hopes that it will abandon the attempt.

The term originated from the Pac-Man game, where players must avoid ghosts that are trying to chase and eliminate them. In the game, if Pac-Man consumes a power pellet, the player will be able to turn around and eliminate the ghosts.

In the Pac-Man takeover defense, the target company acquiring or “eating” shares of the acquiring company is analogous to consuming a power pellet. The defensive strategy gives the target company the power to fend off the hostile takeover.

 

How does the Pac-Man defense strategy work?

Target companies may use this strategy to avoid a hostile takeover by turning the tables on the acquirer and mounting a bid to take over the raider. During the acquiring phase, the acquiring company may begin a large-scale purchase of the target company’s shares to gain control of the company. As a defense-strategy, the target company may buy back its shares and purchase shares of the acquiring company.

The resources needed for the strategy are usually made available through:

  • Selling its own assets: The target company can use existing cash or cash equivalent assets to secure enough money to buy large amounts of shares of the acquirer.
  • Selling non-core business units:  The company can sell off non-core business units to secure cash.
  • Borrowing cash: The company can borrow cash from lenders or by issuing bonds or additional stock shares. The latter method of financing offers the additional benefit of diluting the target company’s outstanding shares, so the acquirer would have to purchase more shares to obtain more than 50% of the total outstanding stock of the target company.
  • War chest: A war chest is a cushion of cash stored by the company in the event of adverse events. It typically includes assets that can be easily liquidated to produce cash. Using war chest financing for a Pac-Man defense is vital, as it means the target company is using its excess cash or cash reserves.

 

Main weaknesses 

Although the Pac-Man defense can be a powerful way for a target company to resist a hostile takeover, it comes with substantial risks, including:

  • High financing needs. This strategy is extremely expensive, as it usually includes selling off assets or non-core business units, or increasing the company’s debt to put the strategy into action.
  • Shareholder dilution: If the target issues new shares to fund the defense strategy, existing shareholders may own a smaller percentage of the company and see the value of their holdings diluted.
  • High transaction costs: Investment-banking fees, legal counsel, financing costs, and potential breakup penalties can consume substantial capital before any shares actually change hands.

These main drawbacks, among others, make the use of the Pac-Man defense rare because it demands exceptional financial strength, fast execution, and a high tolerance for risk. It can deter a hostile bidder, but it may leave the defender overleveraged, diluted, asset-stripped, or distracted.

TileGreen brings AI-powered recycling technology to construction industry

Ghada Ismail

 

As the construction industry faces growing pressure to reduce its environmental footprint, innovative material technologies are creating new opportunities to address both industrial emissions and the mounting plastic waste problem. Egyptian startup TileGreen is working at the intersection of these challenges, developing manufacturing solutions that turn difficult-to-recycle plastic waste into sustainable building materials.

In this interview with Sharikat Mubasher, conducted on the sidelines of the Green Shift Summit 2026 in Cairo, Khaled Raafat, CTO and Co-founder of TileGreen, explains how the company uses machine learning to improve manufacturing consistency, what differentiates its products from conventional building materials, and why Saudi Arabia represents an important market for its technology licensing model. He also shares his perspective on the fundraising challenges facing green startups and the growing role of AI in making sustainability commercially viable.

 

Could you tell us a little about yourself and the problem your company is trying to solve?

I am Khaled Raafat, CTO and co-founder of TileGreen, a material technology company specializing in developing manufacturing technologies that transform difficult-to-recycle plastic waste into sustainable building materials.

We are addressing two major challenges. The first is plastic waste, as only around 10% of plastic waste globally is recycled, while the remainder is typically landfilled, incinerated, or openly dumped.

The second is the construction industry's significant carbon footprint. As one of the most carbon-intensive industries, it faces major decarbonization commitments for 2030 and 2050. However, the solutions currently available are not sufficient to meet these targets.

 

What differentiates TileGreen's approach from existing solutions, and what gives the company a competitive edge?

Green solutions are often perceived as involving trade-offs, whether in terms of pricing, technical specifications, or other parameters.

At TileGreen, our technology platform enables us to develop more than 100 applications for indoor and outdoor non-structural building materials using plastic waste, without cement or chemicals. We achieve this through a thermomechanical, machine learning-based technology.

The resulting materials offer higher technical specifications than conventional concrete applications. Beyond their environmental benefits, they are also cost-competitive, generating savings in upfront costs, installation, and throughout their lifecycle.

 

What has been the biggest challenge in turning your idea into a scalable business, and how have you addressed it?

One of our biggest challenges has been penetrating the construction market, which is both large and traditionally slow to adopt innovation.

The dynamics of established industries can make introducing new solutions particularly challenging. Convincing customers to test and eventually adopt an unfamiliar product requires considerable effort and time.

I believe this stage represents a critical turning point for any startup, marking the transition from the idea stage to pilot projects and early commercialization. Successfully navigating this transition is essential to building a scalable business.

 

How are you leveraging artificial intelligence and other emerging technologies to improve your manufacturing processes and product quality?

Technology is at the core of our manufacturing process. Our system is based on machine learning because one of the biggest challenges facing recycling and other green solutions is maintaining consistent product quality despite variations in raw materials.

To address this, we developed what we call the Material Intelligence Model, a material science-based machine learning model capable of characterizing feedstock in real time.

We consider it the brain of our technology platform. Rather than relying on fixed operating parameters and manual adjustments, the model determines how the production line should operate based on the characteristics of the incoming materials.

This allows us to operate more efficiently and maintain product quality despite variations in feedstock. With this model, we have achieved more than 95% production consistency, significantly reducing the risks of inconsistent output and machine downtime.

 

What are your main growth priorities, and are you exploring new partnerships or expansion opportunities in the GCC, particularly Saudi Arabia?

We have evolved from being solely a green building materials provider into a technology provider. We realized that scaling these solutions requires reliable manufacturing technologies that can consistently deliver high-quality products. Since we could not find off-the-shelf technologies that met our requirements, we decided to develop our own.

Our primary business model is now based on turnkey technology licensing for existing building materials manufacturers across different markets. Instead of simply supplying the finished building materials, we provide manufacturers with the technology, factory setup, know-how, and standard operating procedures needed to produce them.

This approach allows us to expand into different markets through a scalable licensing model.

We have recently been working to strengthen our presence in the GCC, particularly Saudi Arabia. We have secured two licensing memorandums of understanding worth a combined $7 million and are close to finalizing our first licensing agreement in the Kingdom.

Our corporate structure includes a company incorporated in Delaware, alongside companies in Egypt and Saudi Arabia, with plans to establish a presence in China. Egypt remains our main operational base, while Saudi Arabia represents an important market for commercializing our technology through licensing, with potential for further strategic expansion.

 

What are the biggest challenges green startups face when raising capital compared with startups in more established sectors?

Green startups, particularly those working in hardware and deep technology, are not necessarily a suitable fit for every investor. One of the biggest challenges is finding enough angel investors and venture capital firms that understand the development journey of hard-tech startups and have the right expectations.

Founders also need to educate investors about their business models and demonstrate why these ventures require a different investment approach. Naturally, the conversion rate when approaching investors may be lower than that of fintech or e-commerce startups.

The growth journey is also different. The exponential growth curves often associated with traditional startups do not necessarily apply to hard-tech companies. Their development tends to be more gradual and incremental, requiring patience and sustained investment.

Finding investors who believe in the technology is particularly important during the early stages, when a company may not yet be considered bankable. Accessing grants can also be challenging because of the processes and paperwork involved.

It is certainly a demanding journey, but finding the right investors who understand and support the business can make all the difference.

 

How can artificial intelligence help green startups turn sustainability goals into commercially viable solutions that attract investors?

One of the major challenges facing sustainability-focused startups is measuring and reporting their environmental impact. Impact that cannot be properly demonstrated risks being perceived as greenwashing.

AI tools can make it easier to measure, consolidate, and report impact-related data, helping companies provide more credible evidence of their sustainability performance.

In our case, AI is not simply a complementary tool that supports business growth or daily operations. It is an integral part of our manufacturing technology.

I would emphasize that any founder developing a hard-tech startup or manufacturing technology should explore the potential of AI. It enables capabilities and solutions that were previously difficult, if not impossible, to achieve.

What Is Bookkeeping and Why Does Every Business Need It?

Ghada Ismail

 

Imagine running a business without knowing how much you spent last month, which customers still owe you money, or whether your sales are actually covering your expenses? Making sound financial decisions under these circumstances would be difficult, if not impossible. Bookkeeping helps businesses avoid this uncertainty by providing an organized record of their financial activities and giving owners a clearer picture of where their money comes from and where it goes.

Whether a business is a small startup or a large corporation, keeping accurate financial records is essential for managing daily operations and supporting long-term growth.

 

What Is Bookkeeping?

Bookkeeping is the process of recording, organizing, and maintaining a business's financial transactions. These transactions include sales, purchases, payments, receipts, expenses, and other financial activities.

Its main purpose is to ensure that every financial transaction is documented accurately and systematically. This gives business owners a clear picture of their income and expenses over a specific period.

For example, when a startup purchases office equipment, receives a payment from a customer, or pays its employees, each transaction must be recorded in its financial records. Over time, these records help the business track its cash flow, monitor expenses, and assess its financial performance.

 

Why Is Bookkeeping Important for Businesses?

Maintaining accurate financial records is not simply an administrative task. It plays an important role in helping businesses operate efficiently and remain financially stable.

One of its main benefits is financial visibility. By tracking income and expenses, business owners can understand how much their companies generate and identify areas where costs could be reduced.

Bookkeeping also supports cash flow management by helping businesses monitor incoming and outgoing payments. This is particularly important for startups and small businesses, which may face financial pressure when customer payments are delayed or operating expenses increase.

Another benefit is tax preparation and compliance. Organized financial records make it easier to calculate taxable income, prepare financial statements, and meet applicable reporting requirements.

Furthermore, reliable bookkeeping helps businesses make informed decisions about budgeting, hiring, expansion, and investment. It also provides investors and lenders with a clearer understanding of a company's financial position.

 

What Are the Main Bookkeeping Tasks?

Bookkeeping involves several recurring activities that keep a company's financial records accurate and up to date.

These include:

  • Recording transactions: Documenting all financial activities, including sales, purchases, payments, and receipts.
  • Managing invoices: Tracking invoices issued to customers and payments owed to suppliers.
  • Reconciling bank accounts: Comparing financial records with bank statements to identify discrepancies and missing transactions.
  • Tracking expenses: Categorizing business spending to monitor operating costs and identify unnecessary expenses.
  • Maintaining payroll records: Recording employee salaries, wages, deductions, and related payments.
  • Preparing financial reports: Organizing transaction data to support the preparation of reports such as income statements and balance sheets.

Together, these activities provide the financial information needed for effective business management and more detailed accounting analysis.

 

What Is the Difference Between Bookkeeping and Accounting?

Although bookkeeping and accounting are closely related, they serve different purposes.

Bookkeeping focuses primarily on recording and organizing financial transactions. Accounting takes this information further by analyzing, interpreting, and reporting financial data to evaluate business performance.

For instance, a bookkeeper may record a company's monthly sales and expenses, while an accountant uses those records to prepare financial statements, assess profitability, and provide financial guidance.

In simple terms, bookkeeping creates the financial records, while accounting uses those records to understand what they mean.

 

Should Businesses Use Bookkeeping Software?

As businesses grow, managing financial transactions manually can become time-consuming and increase the risk of errors. Bookkeeping software offers a more efficient way to organize financial information.

These tools can automate tasks such as recording transactions, generating invoices, tracking expenses, and reconciling bank accounts. Some platforms also provide real-time financial dashboards, allowing business owners to monitor their financial position more easily.

However, choosing between manual bookkeeping, software, or professional bookkeeping services depends on the company's size, transaction volume, and operational needs.

 

To Wrap Things Up…

Bookkeeping is a basic yet essential part of running a successful business. By maintaining accurate and organized financial records, companies can monitor their financial health, manage cash flow, meet reporting obligations, and make better business decisions.

For startups and established businesses alike, effective bookkeeping provides the financial foundation needed to manage daily operations and support sustainable growth.

Slow and steady: Why passive investing appeals to long-term investors

Noha Gad

 

Many investors look for a simple, direct way to grow their money in the long term without spending a long time finding individual companies or trying to predict market changes. This is the reason why some investors choose passive investing, a long-term, buy-and-hold investing approach that focuses on a wide selection of investments and holding them over time, rather than trying to outperform the market through frequent trading. What makes this approach appealing to new and seasoned investors is that it offers diversification, simplicity, and potentially lower costs.

Many passive investors use investments like index funds and exchange-traded funds (ETFs) designed to track a market benchmark's performance. Compared to active investing, passive investing is typically lower cost, requires less day-to-day management, and is often used by investors focused on long-term growth.

 

How does the passive investing strategy work?

As a long-term strategy, passive investing focuses on buying and holding investments over a long time. Its goal is to build wealth gradually over time by buying and holding a diverse investment portfolio. Instead of frequently buying and selling investments to try to beat the market, passive investors buy and hold an investment portfolio that may steadily increase in value over time, based on historical market returns.

Index investing is the most common type of passive investing, often through index funds and ETFs. In this approach, investors invest in a portfolio of stocks, bonds, or other assets that mirrors a specific market index.

 

Passive vs. active investing

Passive and active investing are two different ways of managing investment portfolios. Both are different from each other in:

  • Goal. Passive investing aims to match the market index’s performance, while active investing aims to outperform it through investment choices made by a fund manager.
  • The way investments are selected. Passive investors usually buy index funds or ETFs that track a broad group of securities, while active investors choose individual securities and decide when to buy or sell them, based on research and market analysis.
  • Costs. Passive funds usually have lower management costs because managers do not need to select individual securities or rely as heavily on research teams. In contrast, active funds have higher costs because of research, analysis, and more frequent trading.
  • Flexibility. Passive funds have limited flexibility because they generally continue to follow the securities and weights of their index, while Active funds are more flexible as they reduce exposure to certain securities or sectors.
  • Performance. Passive investing aims to earn returns close to the overall market return, while active investing targets returns higher than the market.
  •  Risks. Passive funds can lose value when the market or asset class they track declines, while active funds may underperform their benchmark if the manager’s investment decisions do not produce the expected results.

 

Passive investing offers several advantages for long-term investors, but it also has limitations that investors should understand before choosing this approach. 

Pros

  • Requiring lower costs to manage, as managers do not need to select individual securities or rely as heavily on research analysts.
  • Offering a clear and transparent view of which assets are in an index fund
  • Giving investors access to many securities in one investment, thereby reducing the impact of poor performance by a single company.
  • Supporting long-term investments, as passive funds generally buy and sell securities less often.
  • Offering a clear investment objective, as they are designed to track a specific market index.

Cons

  • Losing value when the securities in the index they track decline in value.
  • Limited ability to react to price declines in the securities it holds because it generally continues to follow the index.
  • Passive funds may have lower earnings than the index they follow.
  • Passive funds are not expected to outperform the market they track.
  • Although passive funds have lower costs, investors should compare fees because some index funds may be more expensive than actively managed funds.

 

Finally, passive investing is a long-term strategy that helps investors build a diversified portfolio through index funds and ETFs rather than trying to select individual securities or time the market. However, they are not risk-free. Investors may still experience losses when the market or asset class they track declines, and fund returns may differ from the index because of fees, trading costs, and tracking error. Thus, investors should compare fund fees, understand the risks of the index they are investing in, and choose investments that match their financial goals and time horizon.

The Middle East's next brand revolution will be heard

Roudny Nahed, Partnership Manager at MusicGrid 

 

Across the Middle East, a new generation of brands is emerging, driven by ambitious national visions, digital innovation, and a growing focus on customer experience. As the region continues to redefine its position on the global stage, sound is becoming an increasingly valuable way for businesses to express their identity, connect with audiences, and build lasting recognition. 

The Middle East is undergoing a transformation that extends beyond infrastructure, technology, and economic diversification. It is changing how brands are created, experienced, and remembered. 

Across the GCC, new industries are emerging, established organizations are reinventing their customer experiences, and homegrown brands are increasingly expanding their ambitions beyond regional markets. 

This transformation raises an important question: as the way people interact with brands evolves, shouldn't the way brands express their identities evolve as well? 

Sound has an increasingly important role to play in answering that question. 

 

The Experience Economy Is Changing the Role of Sound 

Saudi Arabia offers a compelling example of this evolution. 

The Kingdom's tourism strategy targets 150 million visits by 2030, while its financial sector development ambitions include expanding the fintech ecosystem to 525 companies by the same year. 

These ambitions represent more than economic growth. They signal an expanding landscape of customer interactions across aviation, hospitality, financial services, entertainment, and digital platforms. 

An airline's identity is experienced throughout the passenger journey. A bank's relationship with customers increasingly develops through its mobile application. A hospitality brand communicates its personality through the atmosphere it creates. 

In each case, sound can reinforce recognition, communicate emotion, and connect different moments into a consistent brand experience. 

As the region invests in more sophisticated customer journeys, sonic branding has an opportunity to evolve from a creative element into part of a brand's infrastructure. 

 

From Musical Identity to Brand Infrastructure 

One of the most important shifts in sonic branding is the move from creating individual audio assets to developing connected sonic ecosystems. 

A sonic logo may be the most recognizable element, but its strategic value grows when integrated across advertising, digital interfaces, customer service, and physical environments. 

In 2020, Mastercard and Network International announced an initiative in the UAE to integrate Mastercard's sonic identity into payment terminals, allowing customers to hear a recognizable confirmation sound when completing transactions. 

This demonstrates how sound can serve both a functional purpose and a branding objective. 

For businesses across the Middle East, the opportunity is to design sonic branding into the customer journey rather than introduce it as an afterthought. 

 

Cultural Intelligence: The Region's Creative Advantage 

The Middle East possesses another significant advantage: its rich and diverse musical heritage. 

From distinctive rhythmic structures to melodic traditions and regional instrumentation, sound carries cultural associations shaped by history and collective experience. 

However, creating an authentic regional sonic identity requires more than incorporating traditional instruments. 

A contemporary Saudi financial institution, for example, does not necessarily need traditional melodies to express its cultural roots. Authenticity can emerge through rhythmic character, melodic movement, and emotional associations that reflect the brand's personality. 

This is where ethnomusicology, cultural understanding, and brand strategy intersect. 

For Middle Eastern brands with international ambitions, the ability to balance cultural authenticity with contemporary creativity can become a meaningful competitive advantage. 

 

Recognition Must Be Built, Not Assumed 

The business value of sonic branding extends beyond creating memorable music. 

Research from Ipsos highlights the effectiveness of distinctive brand assets, including sonic cues, in strengthening advertising recognition and performance. 

However, recognition does not develop through composition alone. It requires consistent exposure, meaningful associations, and disciplined implementation. 

A sonic identity used only during a launch campaign has limited opportunities to build long-term familiarity. 

Organizations must therefore consider where sound appears, how it adapts across different markets, and how consistently its recognizable elements are maintained. 

The objective is not simply to create a sound people enjoy, but to develop an identity they can recognize and associate with the brand over time. 

 

The Opportunity for Regional Leadership 

The Middle East is experiencing a powerful convergence of economic diversification, digital transformation, cultural investment, and creative ambition. 

Together, these developments are creating an environment where sonic branding can play an increasingly strategic role. 

The opportunity is not simply to adopt international practices, but to develop regional expertise in creating culturally intelligent, technologically integrated, and globally recognizable sonic identities. 

 

The Middle East is building a new generation of brands. The next opportunity is to give those brands a distinctive sound that the world can recognize.